DRAFT NEW TEXT, not designed yet for
Property Investor Tax Advice

Maximise your property investment returns with expert tax strategies designed to reduce your liabilities and boost your after-tax income.

Strategic Tax Advice for Property Investors Across Australia

At Property Tax Specialists, property investment is our primary focus and expertise. Our award-winning team works with residential and commercial property investors at every stage of their journey — from those buying their first investment property to seasoned investors managing large, complex portfolios.

We don’t simply prepare your tax return. Our role is to understand your investment goals and structure your portfolio in a way that supports long-term wealth creation. That means proactive advice on acquisition strategy, ownership structure, financing approaches, and the tax implications of every significant decision you make.

What We Cover for Property Investors

Negative Gearing

We advise on when negative gearing works in your favour and when it doesn’t, helping you understand the real after-tax cost and return of each investment. Our goal is to ensure your gearing strategy aligns with your broader wealth-building objectives, not just your current year tax position.

Capital Gains Tax (CGT) Planning

CGT is one of the most significant tax events you will face as a property investor. Timing a sale, choosing the right ownership structure, and understanding the 50% CGT discount for assets held longer than 12 months can each have a substantial impact on your outcome. We advise on all of these considerations before you act, not after.

Depreciation and Building Allowances

Many property investors leave legitimate depreciation deductions unclaimed. We identify every available deduction — from Division 43 building write-offs to Division 40 plant and equipment — and ensure your depreciation schedule is accurate and optimised.

Acquisition Structuring

How you hold a property matters as much as what you pay for it. We advise on ownership structures including individual ownership, joint ownership, company structures, self-managed superannuation funds (SMSFs), and trusts — including discretionary trusts, family trusts, and unit trusts. The right structure can improve your tax position, protect your assets, and simplify your estate planning.

Ownership Structures and Trusts

Our dedicated trust resources cover the full range of structures used by property investors, including discretionary trusts, family trusts, and unit trusts. Each has different tax treatment, asset protection characteristics, and suitability depending on your circumstances. We help you understand the trade-offs and choose the structure that fits your situation.

See also: Trusts for Property Investors — propertytaxspecialists.com.au/trusts/overview-of-trusts-for-property-investors/

Rental Income and Deductions

We review your income and deductions across your entire portfolio to ensure you are claiming correctly and not overpaying. This includes interest on investment loans, property management fees, repairs and maintenance, council rates, insurance, and travel expenses where applicable.

Land Tax

Land tax thresholds and rules vary significantly across Australian states and territories. We advise on how your portfolio is affected by land tax obligations and where structuring decisions can help manage your exposure — including the important differences between NSW, Victoria, Queensland, and other states.

Clients We Work With

Our property investor clients include:

• Australian residents with residential and commercial investment properties
• Investors building multi-property portfolios across multiple states
• Overseas nationals investing in Australian property
• Australian expats living abroad who hold or are acquiring Australian investment properties
• Investors holding property inside SMSFs or trusts

See also: Locations — propertytaxspecialists.com.au/locations/ | Australian Expats — propertytaxspecialists.com.au/locations/australian-expats/ | International Investors — propertytaxspecialists.com.au/locations/international-investors/

When Should You Consult Us?

The best time to seek specialist advice is before you make a decision, not after. We work with investors at three key stages:

• Before you invest: Choosing the right structure and financing approach before you purchase can have lasting tax consequences. We help you get it right from the start.
• As your portfolio grows: Each new acquisition, refinancing decision, or renovation changes your overall tax position. We ensure each move aligns with your long-term strategy.
• Before you sell: Timing and structuring a sale correctly can significantly affect your CGT outcome. We identify strategies many investors are not aware of.

Our Approach

We take time to understand your complete financial position before providing advice. That means looking at your income, your existing portfolio, your goals, and the structures you currently have in place. Our advice is specific to your situation, not generic strategies that may not suit your portfolio.

We are an award-winning firm, recognised as Property Specialist Accountant of the Year in 2024, 2022, and 2021, with a long track record of advising Australian property investors across Sydney, Melbourne, Brisbane, and nationally.

Call 1800 800 829 or book a consultation at propertytaxspecialists.com.au to speak with one of our specialists.